FOR PURCHASE OR REFINANCE-LET ME TAILOR A PROGRAM FOR YOU! RATES ARE AT THE LOWEST THEY'VE BEEN IN MORE THAN 3 YEARS. APPLY FOR YOUR APPROVAL HERE AND NOW.

For Home purchase pre-approval or all types of refinances-begin your process here with no obligation.

My name is Rick Huesgen. I have been serving Missouri family's for more than a decade. I have helped hundreds of people find their new home, refinance for a better interest rate and term, or help them to consolidate their bills into a more manageable monthly payment. These are trying times in the mortgage industry. You need someone with the knowledge and experience to help answer all of the questions and make sense of the changing landscape of the current mortgage industry. I pride myself on no-nonsense answers to your questions with the patience to help you to find that perfect program that will fit your specific needs. For those of you who are just thinking about the possibility of purchasing a home, fill out the application on this website, or if you are more comfortable call me anytime at 636-248-3751. Whether it is the evening or weekend, I will return your call. For those of you in outstate Missouri call me toll free at 866-379-3465, extension 21. For those of you looking to refinance, you have picked the right time. Due to recent Federal Reserve interest rate cuts, we have seen a very nice drop in all mortgage interest rates for all programs in the last 8 months. Whether you are looking to save money on your monthly payment or get cash out for any reason, now is the time to act! I will do all of the research up front. I will make sure that you are qualified for your loan before we begin any paperwork. There is no obligation or application fee. So, there really is no reason to delay.

If, for some reason you may not qualify, I can give you expert advice on improving your situation as rapidly as possible. I will coach you to your goal of qualifying for your next mortgage. I'm easy to work with and have experience in all programs and credit situations. Never hesitate to call if you just have a question, I'd be happy to answer any question you might have.

Get accurate answers to your questions

At my website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator.  Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. (this only shows a sampling of the products I offer; I have many more products to offer than this) Also, I'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.